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How much can I borrow?

The table below shows the percentage you can borrow against the equity in your property, in relation to your age.

For example:

If you were 75, you could borrow 37% of the equity in your property. If the equity were say €200,000 you could borrow €74,000.

AGE RELATED LOAN TO VALUE TABLE

60 = 22% 70 = 32% 80 = 42% 90+ = 52%
61 = 23% 71 = 33% 81 = 43%  
62 = 24% 72 = 34% 82 = 44%  
63 = 25% 73 = 35% 83 = 45%

MAXIMUM 2
64 = 26% 74 = 36% 84 = 46% BORROWERS
65 = 27% 75 = 37% 85 = 47%  
66 = 28% 76 = 38% 86 = 48%  
67 = 29% 77 = 39% 87 = 49% LOAN TO VALUE
68 = 30% 78 = 40% 88 = 50% BASED ON
69 = 31% 79 = 41% 89 = 51% LOWER AGE
   
 
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